Call reports 2001
FIRST COMMUNITY BANK — 2001
What FIRST COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 88,745,000 | 91,372,000 | 92,114,000 | 87,304,000 |
| Total loans | 68,867,000 | 66,047,000 | 63,692,000 | 61,921,000 |
| Allowance for loan losses | 928,000 | 1,020,000 | 953,000 | 921,000 |
| Securities available for sale | 6,492,000 | 8,273,000 | 9,853,000 | 11,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,556,000 | 84,972,000 | 85,789,000 | 80,930,000 |
| Interest-bearing deposits | 66,581,000 | 66,349,000 | 65,895,000 | 61,166,000 |
| Noninterest-bearing deposits | 15,975,000 | 18,623,000 | 19,894,000 | 19,764,000 |
| Equity capital | 5,925,000 | 6,125,000 | 6,020,000 | 6,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,004,000 | 4,062,000 | 5,999,000 | 7,815,000 |
| Interest expense | 805,000 | 1,623,000 | 2,369,000 | 2,948,000 |
| Net interest income | 1,199,000 | 2,439,000 | 3,630,000 | 4,867,000 |
| Noninterest income | 443,000 | 905,000 | 1,278,000 | 1,548,000 |
| Noninterest expense | 1,307,000 | 2,559,000 | 3,955,000 | 5,470,000 |
| Provision for loan losses | 347,000 | 499,000 | 830,000 | 1,011,000 |
| Pretax income | -6,000 | 401,000 | 238,000 | 49,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -6,000 | 401,000 | 238,000 | 49,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,796,000 | 6,103,000 | 5,845,000 | 6,000,000 |
| Total capital | 6,664,000 | 6,946,000 | 6,657,000 | 6,775,000 |
| Risk-weighted assets | 69,436,000 | 67,243,000 | 64,929,000 | 61,814,000 |