Call reports 2025
PEOPLES BANK — 2025
What PEOPLES BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 9,234,619,000 | 9,530,755,000 | 9,611,742,000 | 9,637,101,000 |
| Total loans | 6,430,934,000 | 6,604,636,000 | 6,732,017,000 | 6,759,576,000 |
| Allowance for loan losses | 65,232,000 | 74,680,000 | 74,864,000 | 75,676,000 |
| Securities available for sale | 1,072,276,000 | 1,050,539,000 | 976,403,000 | 984,366,000 |
| Securities held to maturity | 753,706,000 | 900,257,000 | 932,062,000 | 923,073,000 |
| Trading assets | 14,092,000 | 11,451,000 | 10,621,000 | 9,708,000 |
| Total deposits | 7,774,853,000 | 7,683,645,000 | 7,876,699,000 | 7,750,473,000 |
| Interest-bearing deposits | 6,247,728,000 | 6,151,586,000 | 6,339,117,000 | 6,203,657,000 |
| Noninterest-bearing deposits | 1,527,125,000 | 1,532,059,000 | 1,537,582,000 | 1,546,816,000 |
| Equity capital | 1,145,822,000 | 1,156,916,000 | 1,184,905,000 | 1,184,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 124,522,000 | 250,914,000 | 383,706,000 | 514,252,000 |
| Interest expense | 37,892,000 | 75,372,000 | 115,446,000 | 153,985,000 |
| Net interest income | 86,630,000 | 175,542,000 | 268,260,000 | 360,267,000 |
| Noninterest income | 27,706,000 | 55,171,000 | 82,200,000 | 109,926,000 |
| Noninterest expense | 67,721,000 | 135,990,000 | 204,210,000 | 273,641,000 |
| Provision for loan losses | 10,004,000 | 26,420,000 | 33,429,000 | 41,680,000 |
| Pretax income | 36,415,000 | 67,882,000 | 109,528,000 | 151,712,000 |
| Income tax | 8,334,000 | 15,560,000 | 24,954,000 | 31,255,000 |
| Net income | 28,081,000 | 52,322,000 | 84,574,000 | 120,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 851,503,000 | 859,394,000 | 875,926,000 | 870,013,000 |
| Total capital | 916,811,000 | 934,732,000 | 951,822,000 | 946,623,000 |
| Risk-weighted assets | 6,975,046,000 | 7,160,695,000 | 7,224,077,000 | 7,263,855,000 |