Call reports 2020
PEOPLES BANK — 2020
What PEOPLES BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 4,462,869,000 | 4,978,921,000 | 4,906,527,000 | 4,753,844,000 |
| Total loans | 2,913,654,000 | 3,378,028,000 | 3,479,505,000 | 3,407,599,000 |
| Allowance for loan losses | 42,833,000 | 54,362,000 | 58,128,000 | 50,359,000 |
| Securities available for sale | 959,499,000 | 876,520,000 | 850,391,000 | 751,818,000 |
| Securities held to maturity | 38,744,000 | 37,373,000 | 36,149,000 | 66,518,000 |
| Trading assets | 30,235,000 | 32,981,000 | 30,651,000 | 27,332,000 |
| Total deposits | 3,411,939,000 | 4,032,300,000 | 3,964,649,000 | 3,926,817,000 |
| Interest-bearing deposits | 2,684,607,000 | 3,026,499,000 | 2,981,670,000 | 2,929,428,000 |
| Noninterest-bearing deposits | 727,332,000 | 1,005,801,000 | 982,979,000 | 997,389,000 |
| Equity capital | 570,253,000 | 559,393,000 | 555,487,000 | 561,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 40,835,000 | 80,115,000 | 119,102,000 | 156,999,000 |
| Interest expense | 6,125,000 | 10,481,000 | 14,296,000 | 17,832,000 |
| Net interest income | 34,710,000 | 69,634,000 | 104,806,000 | 139,167,000 |
| Noninterest income | 15,797,000 | 30,708,000 | 47,699,000 | 64,288,000 |
| Noninterest expense | 33,738,000 | 65,331,000 | 99,320,000 | 131,586,000 |
| Provision for loan losses | 16,023,000 | 27,183,000 | 31,684,000 | 24,814,000 |
| Pretax income | 1,037,000 | 8,189,000 | 21,865,000 | 47,296,000 |
| Income tax | 169,000 | 1,565,000 | 4,470,000 | 8,913,000 |
| Net income | 868,000 | 6,624,000 | 17,395,000 | 38,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 402,474,000 | 399,008,000 | 387,340,000 | 395,753,000 |
| Total capital | 438,942,000 | 437,452,000 | 426,313,000 | 435,101,000 |
| Risk-weighted assets | 2,985,181,000 | 3,068,383,000 | 3,110,245,000 | 3,144,734,000 |