Call reports 2016
PEOPLES BANK — 2016
What PEOPLES BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 3,284,881,000 | 3,323,588,000 | 3,355,266,000 | 3,420,466,000 |
| Total loans | 2,106,065,000 | 2,133,013,000 | 2,173,923,000 | 2,228,958,000 |
| Allowance for loan losses | 17,261,000 | 17,838,000 | 18,219,000 | 18,429,000 |
| Securities available for sale | 794,669,000 | 764,106,000 | 753,587,000 | 768,346,000 |
| Securities held to maturity | 44,866,000 | 44,306,000 | 43,662,000 | 43,144,000 |
| Trading assets | 5,321,000 | 6,900,000 | 6,918,000 | 3,190,000 |
| Total deposits | 2,599,846,000 | 2,542,242,000 | 2,586,622,000 | 2,521,238,000 |
| Interest-bearing deposits | 1,860,159,000 | 1,822,557,000 | 1,820,938,000 | 1,784,117,000 |
| Noninterest-bearing deposits | 739,687,000 | 719,685,000 | 765,684,000 | 737,121,000 |
| Equity capital | 392,024,000 | 403,423,000 | 405,276,000 | 395,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 28,379,000 | 57,240,000 | 85,909,000 | 115,195,000 |
| Interest expense | 2,760,000 | 5,446,000 | 8,126,000 | 10,878,000 |
| Net interest income | 25,619,000 | 51,794,000 | 77,783,000 | 104,317,000 |
| Noninterest income | 13,233,000 | 25,867,000 | 39,448,000 | 51,752,000 |
| Noninterest expense | 25,498,000 | 51,861,000 | 77,930,000 | 104,462,000 |
| Provision for loan losses | 955,000 | 1,682,000 | 2,828,000 | 3,539,000 |
| Pretax income | 12,431,000 | 24,917,000 | 37,271,000 | 48,934,000 |
| Income tax | 3,996,000 | 7,979,000 | 11,861,000 | 15,582,000 |
| Net income | 8,435,000 | 16,938,000 | 25,410,000 | 33,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 275,606,000 | 284,746,000 | 289,818,000 | 291,319,000 |
| Total capital | 292,867,000 | 302,584,000 | 308,037,000 | 309,748,000 |
| Risk-weighted assets | 2,199,037,000 | 2,259,203,000 | 2,305,694,000 | 2,366,082,000 |