Call reports 2015
PEOPLES BANK — 2015
What PEOPLES BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 3,243,562,000 | 3,202,600,000 | 3,220,739,000 | 3,249,718,000 |
| Total loans | 2,001,335,000 | 2,016,227,000 | 2,051,881,000 | 2,074,393,000 |
| Allowance for loan losses | 18,088,000 | 18,244,000 | 23,331,000 | 16,779,000 |
| Securities available for sale | 752,778,000 | 727,568,000 | 784,613,000 | 776,607,000 |
| Securities held to maturity | 48,045,000 | 47,483,000 | 46,399,000 | 45,728,000 |
| Trading assets | 2,865,000 | 1,920,000 | 3,390,000 | 3,051,000 |
| Total deposits | 2,599,109,000 | 2,559,258,000 | 2,538,228,000 | 2,543,282,000 |
| Interest-bearing deposits | 1,885,065,000 | 1,852,141,000 | 1,799,153,000 | 1,797,598,000 |
| Noninterest-bearing deposits | 714,044,000 | 707,117,000 | 739,075,000 | 745,684,000 |
| Equity capital | 395,715,000 | 392,656,000 | 393,694,000 | 385,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 24,092,000 | 51,589,000 | 79,697,000 | 108,055,000 |
| Interest expense | 2,757,000 | 5,487,000 | 8,154,000 | 10,790,000 |
| Net interest income | 21,335,000 | 46,102,000 | 71,543,000 | 97,265,000 |
| Noninterest income | 11,326,000 | 24,324,000 | 36,976,000 | 49,452,000 |
| Noninterest expense | 31,358,000 | 59,141,000 | 84,271,000 | 110,210,000 |
| Provision for loan losses | 350,000 | 1,022,000 | 6,859,000 | 14,097,000 |
| Pretax income | 1,553,000 | 10,876,000 | 18,023,000 | 23,102,000 |
| Income tax | 318,000 | 3,249,000 | 5,396,000 | 6,831,000 |
| Net income | 1,235,000 | 7,627,000 | 12,627,000 | 16,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 284,422,000 | 283,548,000 | 279,378,000 | 277,045,000 |
| Total capital | 302,510,000 | 301,792,000 | 302,709,000 | 293,824,000 |
| Risk-weighted assets | 2,102,344,000 | 2,076,822,000 | 2,129,412,000 | 2,154,985,000 |