Call reports 2014
PEOPLES BANK — 2014
What PEOPLES BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,069,107,000 | 2,157,629,000 | 2,426,896,000 | 2,562,890,000 |
| Total loans | 1,229,453,000 | 1,322,788,000 | 1,506,508,000 | 1,625,272,000 |
| Allowance for loan losses | 16,870,000 | 17,384,000 | 17,556,000 | 17,881,000 |
| Securities available for sale | 584,852,000 | 586,455,000 | 624,346,000 | 629,340,000 |
| Securities held to maturity | 48,803,000 | 49,376,000 | 48,883,000 | 48,468,000 |
| Trading assets | 1,037,000 | 1,251,000 | 1,299,000 | 2,092,000 |
| Total deposits | 1,643,991,000 | 1,667,615,000 | 1,907,473,000 | 1,981,111,000 |
| Interest-bearing deposits | 1,216,402,000 | 1,231,289,000 | 1,397,060,000 | 1,472,755,000 |
| Noninterest-bearing deposits | 427,589,000 | 436,326,000 | 510,413,000 | 508,356,000 |
| Equity capital | 210,266,000 | 228,035,000 | 262,184,000 | 281,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 18,085,000 | 36,632,000 | 57,206,000 | 79,928,000 |
| Interest expense | 2,648,000 | 5,206,000 | 7,925,000 | 10,704,000 |
| Net interest income | 15,437,000 | 31,426,000 | 49,281,000 | 69,224,000 |
| Noninterest income | 10,700,000 | 20,626,000 | 30,733,000 | 41,184,000 |
| Noninterest expense | 17,994,000 | 37,046,000 | 58,253,000 | 81,027,000 |
| Provision for loan losses | 8,000 | 591,000 | 211,000 | 339,000 |
| Pretax income | 8,105,000 | 14,452,000 | 21,712,000 | 29,443,000 |
| Income tax | 2,622,000 | 4,663,000 | 7,004,000 | 9,519,000 |
| Net income | 5,483,000 | 9,789,000 | 14,708,000 | 19,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 172,805,000 | 183,704,000 | 198,211,000 | 205,710,000 |
| Total capital | 189,675,000 | 201,088,000 | 215,767,000 | 223,591,000 |
| Risk-weighted assets | 1,352,873,000 | 1,435,831,000 | 1,598,067,000 | 1,686,603,000 |