Call reports 2013
PEOPLES BANK — 2013
What PEOPLES BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,931,286,000 | 1,890,950,000 | 1,910,468,000 | 2,054,173,000 |
| Total loans | 983,362,000 | 1,035,182,000 | 1,060,344,000 | 1,197,922,000 |
| Allowance for loan losses | 17,439,000 | 17,113,000 | 16,902,000 | 17,065,000 |
| Securities available for sale | 597,491,000 | 593,990,000 | 609,851,000 | 599,116,000 |
| Securities held to maturity | 48,307,000 | 48,098,000 | 49,758,000 | 49,222,000 |
| Trading assets | 1,321,000 | 930,000 | 1,015,000 | 732,000 |
| Total deposits | 1,534,263,000 | 1,441,698,000 | 1,445,578,000 | 1,591,289,000 |
| Interest-bearing deposits | 1,196,874,000 | 1,107,669,000 | 1,077,369,000 | 1,165,849,000 |
| Noninterest-bearing deposits | 337,389,000 | 334,029,000 | 368,209,000 | 425,440,000 |
| Equity capital | 217,143,000 | 208,269,000 | 209,534,000 | 205,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 16,049,000 | 32,103,000 | 48,553,000 | 66,868,000 |
| Interest expense | 3,019,000 | 5,913,000 | 8,695,000 | 11,460,000 |
| Net interest income | 13,030,000 | 26,190,000 | 39,858,000 | 55,408,000 |
| Noninterest income | 9,379,000 | 18,947,000 | 28,851,000 | 38,378,000 |
| Noninterest expense | 15,558,000 | 31,328,000 | 47,931,000 | 65,731,000 |
| Provision for loan losses | -1,065,000 | -2,527,000 | -3,446,000 | -4,410,000 |
| Pretax income | 8,334,000 | 16,780,000 | 24,667,000 | 32,954,000 |
| Income tax | 2,760,000 | 5,514,000 | 10,327,000 | 13,079,000 |
| Net income | 5,574,000 | 11,266,000 | 14,340,000 | 19,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 177,333,000 | 177,849,000 | 177,604,000 | 172,097,000 |
| Total capital | 191,294,000 | 192,499,000 | 192,473,000 | 188,814,000 |
| Risk-weighted assets | 1,113,396,000 | 1,169,512,000 | 1,187,453,000 | 1,337,008,000 |