Call reports 2012
PEOPLES BANK — 2012
What PEOPLES BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,794,589,000 | 1,821,886,000 | 1,855,697,000 | 1,911,841,000 |
| Total loans | 949,270,000 | 960,451,000 | 1,001,506,000 | 991,718,000 |
| Allowance for loan losses | 21,249,000 | 19,925,000 | 18,607,000 | 17,811,000 |
| Securities available for sale | 606,697,000 | 620,574,000 | 585,378,000 | 633,804,000 |
| Securities held to maturity | 34,298,000 | 37,172,000 | 32,572,000 | 45,275,000 |
| Trading assets | 1,467,000 | 1,763,000 | 1,824,000 | 1,436,000 |
| Total deposits | 1,403,055,000 | 1,421,779,000 | 1,458,071,000 | 1,498,020,000 |
| Interest-bearing deposits | 1,137,227,000 | 1,151,113,000 | 1,171,506,000 | 1,185,146,000 |
| Noninterest-bearing deposits | 265,828,000 | 270,666,000 | 286,565,000 | 312,874,000 |
| Equity capital | 199,733,000 | 207,165,000 | 210,410,000 | 214,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 17,573,000 | 34,874,000 | 51,765,000 | 69,249,000 |
| Interest expense | 3,851,000 | 7,252,000 | 10,545,000 | 13,709,000 |
| Net interest income | 13,722,000 | 27,622,000 | 41,220,000 | 55,540,000 |
| Noninterest income | 9,398,000 | 18,120,000 | 26,800,000 | 35,859,000 |
| Noninterest expense | 17,592,000 | 32,706,000 | 47,907,000 | 64,349,000 |
| Provision for loan losses | -2,137,000 | -3,257,000 | -4,213,000 | -4,716,000 |
| Pretax income | 10,828,000 | 19,456,000 | 27,601,000 | 35,041,000 |
| Income tax | 3,658,000 | 6,545,000 | 9,257,000 | 11,694,000 |
| Net income | 7,170,000 | 12,911,000 | 18,344,000 | 23,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 165,765,000 | 170,673,000 | 170,235,000 | 175,331,000 |
| Total capital | 179,584,000 | 184,702,000 | 184,377,000 | 189,601,000 |
| Risk-weighted assets | 1,098,124,000 | 1,116,408,000 | 1,126,880,000 | 1,138,054,000 |