Call reports 2010
PEOPLES BANK — 2010
What PEOPLES BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,995,342,000 | 1,958,804,000 | 1,875,313,000 | 1,830,322,000 |
| Total loans | 1,053,189,000 | 1,021,160,000 | 1,014,961,000 | 965,472,000 |
| Allowance for loan losses | 26,553,000 | 27,168,000 | 27,210,000 | 26,766,000 |
| Securities available for sale | 712,775,000 | 693,539,000 | 607,748,000 | 610,871,000 |
| Securities held to maturity | 2,963,000 | 2,964,000 | 2,964,000 | 2,965,000 |
| Trading assets | 0 | 160,000 | 336,000 | 259,000 |
| Total deposits | 1,460,517,000 | 1,424,109,000 | 1,416,375,000 | 1,388,399,000 |
| Interest-bearing deposits | 1,261,137,000 | 1,221,279,000 | 1,207,017,000 | 1,174,269,000 |
| Noninterest-bearing deposits | 199,380,000 | 202,830,000 | 209,358,000 | 214,130,000 |
| Equity capital | 212,826,000 | 211,695,000 | 204,726,000 | 200,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 23,522,000 | 46,446,000 | 69,051,000 | 89,390,000 |
| Interest expense | 7,752,000 | 15,274,000 | 22,297,000 | 28,305,000 |
| Net interest income | 15,770,000 | 31,172,000 | 46,754,000 | 61,085,000 |
| Noninterest income | 8,263,000 | 14,928,000 | 21,904,000 | 29,317,000 |
| Noninterest expense | 14,262,000 | 28,321,000 | 45,624,000 | 59,560,000 |
| Provision for loan losses | 6,501,000 | 11,959,000 | 19,964,000 | 26,916,000 |
| Pretax income | 3,270,000 | 8,039,000 | 9,106,000 | 9,963,000 |
| Income tax | 829,000 | 2,134,000 | 2,151,000 | 2,067,000 |
| Net income | 2,441,000 | 5,905,000 | 6,955,000 | 7,896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 163,847,000 | 165,544,000 | 164,515,000 | 163,356,000 |
| Total capital | 179,462,000 | 180,758,000 | 179,579,000 | 177,793,000 |
| Risk-weighted assets | 1,238,313,000 | 1,205,077,000 | 1,193,009,000 | 1,142,660,000 |