Call reports 2009
PEOPLES BANK — 2009
What PEOPLES BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,046,636,000 | 2,029,358,000 | 1,998,949,000 | 1,996,157,000 |
| Total loans | 1,102,396,000 | 1,097,946,000 | 1,070,630,000 | 1,053,932,000 |
| Allowance for loan losses | 24,076,000 | 23,151,000 | 26,249,000 | 27,257,000 |
| Securities available for sale | 678,467,000 | 689,570,000 | 722,482,000 | 723,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 963,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,450,410,000 | 1,432,521,000 | 1,417,357,000 | 1,419,755,000 |
| Interest-bearing deposits | 1,261,737,000 | 1,233,972,000 | 1,232,006,000 | 1,222,881,000 |
| Noninterest-bearing deposits | 188,673,000 | 198,549,000 | 185,351,000 | 196,874,000 |
| Equity capital | 199,053,000 | 209,803,000 | 216,473,000 | 216,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 26,272,000 | 51,956,000 | 77,356,000 | 101,841,000 |
| Interest expense | 10,493,000 | 20,566,000 | 30,328,000 | 39,221,000 |
| Net interest income | 15,779,000 | 31,390,000 | 47,028,000 | 62,620,000 |
| Noninterest income | 8,343,000 | 16,871,000 | 24,843,000 | 32,849,000 |
| Noninterest expense | 14,114,000 | 29,311,000 | 43,178,000 | 57,463,000 |
| Provision for loan losses | 4,063,000 | 8,797,000 | 18,965,000 | 25,721,000 |
| Pretax income | 6,271,000 | 10,741,000 | 4,662,000 | 5,996,000 |
| Income tax | 1,799,000 | 2,944,000 | 463,000 | 586,000 |
| Net income | 4,472,000 | 7,797,000 | 4,199,000 | 5,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 164,369,000 | 168,197,000 | 163,405,000 | 163,161,000 |
| Total capital | 181,053,000 | 184,865,000 | 179,505,000 | 178,798,000 |
| Risk-weighted assets | 1,327,356,000 | 1,326,944,000 | 1,277,856,000 | 1,239,379,000 |