Call reports 2008
PEOPLES BANK — 2008
What PEOPLES BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,878,593,000 | 1,896,983,000 | 1,909,911,000 | 1,993,254,000 |
| Total loans | 1,116,552,000 | 1,105,323,000 | 1,114,679,000 | 1,104,823,000 |
| Allowance for loan losses | 15,953,000 | 15,229,000 | 19,156,000 | 22,931,000 |
| Securities available for sale | 544,315,000 | 571,123,000 | 584,000,000 | 680,798,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,264,011,000 | 1,295,640,000 | 1,263,606,000 | 1,376,582,000 |
| Interest-bearing deposits | 1,081,873,000 | 1,101,096,000 | 1,078,697,000 | 1,194,109,000 |
| Noninterest-bearing deposits | 182,138,000 | 194,544,000 | 184,909,000 | 182,473,000 |
| Equity capital | 193,035,000 | 188,901,000 | 186,755,000 | 179,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 27,228,000 | 53,706,000 | 79,695,000 | 105,940,000 |
| Interest expense | 12,856,000 | 24,271,000 | 35,458,000 | 46,767,000 |
| Net interest income | 14,372,000 | 29,435,000 | 44,237,000 | 59,173,000 |
| Noninterest income | 8,436,000 | 16,527,000 | 24,874,000 | 33,667,000 |
| Noninterest expense | 13,215,000 | 25,944,000 | 38,818,000 | 52,023,000 |
| Provision for loan losses | 1,437,000 | 8,202,000 | 14,198,000 | 27,640,000 |
| Pretax income | 8,449,000 | 11,801,000 | 15,994,000 | 10,935,000 |
| Income tax | 2,544,000 | 3,306,000 | 4,372,000 | 2,177,000 |
| Net income | 5,905,000 | 8,495,000 | 11,622,000 | 8,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,897,000 | 139,949,000 | 143,471,000 | 141,587,000 |
| Total capital | 154,850,000 | 155,178,000 | 159,702,000 | 158,030,000 |
| Risk-weighted assets | 1,302,223,000 | 1,309,029,000 | 1,295,522,000 | 1,308,937,000 |