Call reports 2007
PEOPLES BANK — 2007
What PEOPLES BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,857,862,000 | 1,844,370,000 | 1,876,760,000 | 1,875,432,000 |
| Total loans | 1,137,342,000 | 1,110,164,000 | 1,107,277,000 | 1,122,935,000 |
| Allowance for loan losses | 14,513,000 | 14,692,000 | 14,641,000 | 15,718,000 |
| Securities available for sale | 517,088,000 | 524,278,000 | 561,572,000 | 536,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,233,497,000 | 1,213,377,000 | 1,195,145,000 | 1,203,688,000 |
| Interest-bearing deposits | 1,058,537,000 | 1,036,239,000 | 1,019,604,000 | 1,023,886,000 |
| Noninterest-bearing deposits | 174,960,000 | 177,138,000 | 175,541,000 | 179,802,000 |
| Equity capital | 189,259,000 | 187,262,000 | 189,537,000 | 186,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 28,264,000 | 56,247,000 | 84,397,000 | 113,061,000 |
| Interest expense | 14,576,000 | 29,145,000 | 44,076,000 | 58,727,000 |
| Net interest income | 13,688,000 | 27,102,000 | 40,321,000 | 54,334,000 |
| Noninterest income | 8,345,000 | 16,538,000 | 24,509,000 | 32,362,000 |
| Noninterest expense | 12,879,000 | 25,624,000 | 37,977,000 | 50,068,000 |
| Provision for loan losses | 623,000 | 1,470,000 | 2,437,000 | 3,959,000 |
| Pretax income | 8,548,000 | 16,584,000 | 24,544,000 | 27,610,000 |
| Income tax | 2,630,000 | 5,078,000 | 7,456,000 | 8,107,000 |
| Net income | 5,918,000 | 11,506,000 | 17,088,000 | 19,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 139,124,000 | 139,693,000 | 140,001,000 | 132,637,000 |
| Total capital | 153,637,000 | 154,427,000 | 154,642,000 | 148,355,000 |
| Risk-weighted assets | 1,340,714,000 | 1,314,329,000 | 1,313,756,000 | 1,293,866,000 |