Call reports 2006
PEOPLES BANK — 2006
What PEOPLES BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,845,706,000 | 1,864,606,000 | 1,873,915,000 | 1,861,784,000 |
| Total loans | 1,080,937,000 | 1,114,746,000 | 1,140,832,000 | 1,133,435,000 |
| Allowance for loan losses | 14,672,000 | 15,331,000 | 16,134,000 | 14,509,000 |
| Securities available for sale | 559,423,000 | 539,149,000 | 527,079,000 | 518,625,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,158,969,000 | 1,166,885,000 | 1,243,908,000 | 1,248,762,000 |
| Interest-bearing deposits | 986,486,000 | 989,337,000 | 1,069,918,000 | 1,075,102,000 |
| Noninterest-bearing deposits | 172,483,000 | 177,548,000 | 173,990,000 | 173,660,000 |
| Equity capital | 186,976,000 | 187,198,000 | 194,425,000 | 188,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 25,642,000 | 52,543,000 | 80,089,000 | 108,381,000 |
| Interest expense | 11,777,000 | 25,021,000 | 39,311,000 | 53,895,000 |
| Net interest income | 13,865,000 | 27,522,000 | 40,778,000 | 54,486,000 |
| Noninterest income | 8,322,000 | 16,152,000 | 23,925,000 | 31,749,000 |
| Noninterest expense | 12,520,000 | 24,648,000 | 37,094,000 | 49,637,000 |
| Provision for loan losses | 268,000 | 841,000 | 1,770,000 | 3,622,000 |
| Pretax income | 9,399,000 | 18,189,000 | 25,845,000 | 33,241,000 |
| Income tax | 2,761,000 | 5,335,000 | 7,527,000 | 9,898,000 |
| Net income | 6,638,000 | 12,854,000 | 18,318,000 | 23,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,930,000 | 141,214,000 | 143,483,000 | 139,207,000 |
| Total capital | 153,602,000 | 156,545,000 | 159,617,000 | 153,716,000 |
| Risk-weighted assets | 1,241,841,000 | 1,275,998,000 | 1,349,310,000 | 1,337,874,000 |