Call reports 2005
PEOPLES BANK — 2005
What PEOPLES BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,776,249,000 | 1,811,751,000 | 1,840,160,000 | 1,841,504,000 |
| Total loans | 1,014,147,000 | 1,035,643,000 | 1,061,048,000 | 1,072,979,000 |
| Allowance for loan losses | 15,202,000 | 14,728,000 | 14,708,000 | 14,720,000 |
| Securities available for sale | 562,303,000 | 573,494,000 | 574,038,000 | 559,284,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,111,795,000 | 1,102,917,000 | 1,105,138,000 | 1,106,373,000 |
| Interest-bearing deposits | 948,345,000 | 947,009,000 | 942,896,000 | 938,406,000 |
| Noninterest-bearing deposits | 163,450,000 | 155,908,000 | 162,242,000 | 167,967,000 |
| Equity capital | 184,177,000 | 189,101,000 | 186,318,000 | 186,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 22,560,000 | 45,785,000 | 70,014,000 | 95,271,000 |
| Interest expense | 9,381,000 | 19,302,000 | 29,964,000 | 41,307,000 |
| Net interest income | 13,179,000 | 26,483,000 | 40,050,000 | 53,964,000 |
| Noninterest income | 7,318,000 | 14,820,000 | 22,151,000 | 29,405,000 |
| Noninterest expense | 12,461,000 | 25,079,000 | 37,385,000 | 50,137,000 |
| Provision for loan losses | 941,000 | 981,000 | 1,466,000 | 2,028,000 |
| Pretax income | 7,098,000 | 15,249,000 | 23,356,000 | 31,210,000 |
| Income tax | 1,955,000 | 4,299,000 | 6,604,000 | 8,838,000 |
| Net income | 5,143,000 | 10,950,000 | 16,752,000 | 22,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,072,000 | 131,791,000 | 133,247,000 | 135,709,000 |
| Total capital | 143,640,000 | 146,519,000 | 147,955,000 | 150,429,000 |
| Risk-weighted assets | 1,164,823,000 | 1,190,913,000 | 1,223,995,000 | 1,240,543,000 |