Call reports 2004
PEOPLES BANK — 2004
What PEOPLES BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,711,266,000 | 1,758,773,000 | 1,773,276,000 | 1,793,773,000 |
| Total loans | 912,970,000 | 936,363,000 | 959,250,000 | 1,023,670,000 |
| Allowance for loan losses | 14,774,000 | 14,693,000 | 14,806,000 | 14,760,000 |
| Securities available for sale | 626,144,000 | 607,880,000 | 614,736,000 | 571,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,045,711,000 | 1,016,757,000 | 1,039,368,000 | 1,078,053,000 |
| Interest-bearing deposits | 904,872,000 | 874,521,000 | 885,673,000 | 916,452,000 |
| Noninterest-bearing deposits | 140,839,000 | 142,236,000 | 153,695,000 | 161,601,000 |
| Equity capital | 181,692,000 | 186,101,000 | 183,314,000 | 187,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 21,417,000 | 42,396,000 | 64,114,000 | 86,472,000 |
| Interest expense | 7,499,000 | 15,403,000 | 23,813,000 | 32,974,000 |
| Net interest income | 13,918,000 | 26,993,000 | 40,301,000 | 53,498,000 |
| Noninterest income | 5,018,000 | 11,452,000 | 18,846,000 | 25,925,000 |
| Noninterest expense | 10,116,000 | 21,408,000 | 33,669,000 | 46,261,000 |
| Provision for loan losses | 794,000 | 1,410,000 | 2,015,000 | 2,546,000 |
| Pretax income | 8,058,000 | 15,664,000 | 23,493,000 | 27,576,000 |
| Income tax | 2,310,000 | 4,453,000 | 6,654,000 | 7,523,000 |
| Net income | 5,748,000 | 11,211,000 | 16,839,000 | 20,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,200,000 | 136,976,000 | 130,026,000 | 127,645,000 |
| Total capital | 153,451,000 | 150,656,000 | 143,997,000 | 142,223,000 |
| Risk-weighted assets | 1,058,587,000 | 1,093,358,000 | 1,116,826,000 | 1,166,087,000 |