Call reports 2003
PEOPLES BANK — 2003
What PEOPLES BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,661,558,000 | 1,851,722,000 | 1,760,456,000 | 1,724,359,000 |
| Total loans | 861,104,000 | 916,603,000 | 921,402,000 | 917,845,000 |
| Allowance for loan losses | 13,363,000 | 14,151,000 | 14,423,000 | 14,575,000 |
| Securities available for sale | 662,397,000 | 675,845,000 | 689,511,000 | 611,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 997,600,000 | 1,155,035,000 | 1,075,816,000 | 1,043,451,000 |
| Interest-bearing deposits | 879,220,000 | 951,309,000 | 935,777,000 | 902,286,000 |
| Noninterest-bearing deposits | 118,380,000 | 203,726,000 | 140,039,000 | 141,165,000 |
| Equity capital | 150,771,000 | 190,064,000 | 179,260,000 | 176,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 22,616,000 | 45,951,000 | 69,316,000 | 90,981,000 |
| Interest expense | 9,073,000 | 18,319,000 | 27,103,000 | 35,371,000 |
| Net interest income | 13,543,000 | 27,632,000 | 42,213,000 | 55,610,000 |
| Noninterest income | 4,082,000 | 8,544,000 | 13,726,000 | 20,020,000 |
| Noninterest expense | 9,089,000 | 18,304,000 | 28,422,000 | 45,705,000 |
| Provision for loan losses | 831,000 | 1,766,000 | 2,686,000 | 3,601,000 |
| Pretax income | 7,707,000 | 16,079,000 | 24,806,000 | 24,419,000 |
| Income tax | 2,186,000 | 4,602,000 | 7,143,000 | 6,579,000 |
| Net income | 5,521,000 | 11,477,000 | 17,663,000 | 17,840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,205,000 | 145,654,000 | 143,317,000 | 138,791,000 |
| Total capital | 140,383,000 | 160,063,000 | 156,361,000 | 151,783,000 |
| Risk-weighted assets | 966,199,000 | 1,055,484,000 | 1,041,943,000 | 1,037,789,000 |