Call reports 2002
PEOPLES BANK — 2002
What PEOPLES BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,198,581,000 | 1,331,571,000 | 1,351,989,000 | 1,384,712,000 |
| Total loans | 780,710,000 | 862,378,000 | 867,627,000 | 850,891,000 |
| Allowance for loan losses | 12,426,000 | 12,422,000 | 12,886,000 | 13,086,000 |
| Securities available for sale | 319,398,000 | 344,746,000 | 357,292,000 | 386,499,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 843,663,000 | 942,188,000 | 960,213,000 | 997,114,000 |
| Interest-bearing deposits | 741,188,000 | 830,303,000 | 848,503,000 | 878,339,000 |
| Noninterest-bearing deposits | 102,475,000 | 111,885,000 | 111,710,000 | 118,775,000 |
| Equity capital | 96,548,000 | 124,846,000 | 131,152,000 | 132,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 20,220,000 | 40,430,000 | 62,021,000 | 82,583,000 |
| Interest expense | 8,173,000 | 15,962,000 | 24,371,000 | 32,723,000 |
| Net interest income | 12,047,000 | 24,468,000 | 37,650,000 | 49,860,000 |
| Noninterest income | 3,411,000 | 7,171,000 | 11,367,000 | 15,550,000 |
| Noninterest expense | 8,444,000 | 16,537,000 | 25,885,000 | 33,806,000 |
| Provision for loan losses | 861,000 | 1,841,000 | 3,023,000 | 4,067,000 |
| Pretax income | 6,032,000 | 13,140,000 | 20,039,000 | 27,581,000 |
| Income tax | 1,649,000 | 3,592,000 | 5,466,000 | 7,577,000 |
| Net income | 4,383,000 | 9,548,000 | 14,573,000 | 20,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,710,000 | 107,889,000 | 109,774,000 | 111,135,000 |
| Total capital | 106,033,000 | 119,106,000 | 121,018,000 | 122,380,000 |
| Risk-weighted assets | 823,709,000 | 896,128,000 | 896,058,000 | 894,603,000 |