Call reports 2025
GBC INTERNATIONAL BANK — 2025
What GBC INTERNATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 655,141,000 | 655,440,000 | 670,884,000 | 681,085,000 |
| Total loans | 453,242,000 | 446,311,000 | 456,043,000 | 460,762,000 |
| Allowance for loan losses | 5,501,000 | 5,384,000 | 5,097,000 | 5,193,000 |
| Securities available for sale | 69,284,000 | 85,735,000 | 98,962,000 | 107,457,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 522,259,000 | 512,753,000 | 524,562,000 | 528,018,000 |
| Interest-bearing deposits | 449,316,000 | 443,817,000 | 454,192,000 | 460,954,000 |
| Noninterest-bearing deposits | 72,943,000 | 68,936,000 | 70,370,000 | 67,064,000 |
| Equity capital | 98,402,000 | 99,990,000 | 101,598,000 | 103,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,232,000 | 18,506,000 | 28,227,000 | 38,314,000 |
| Interest expense | 4,596,000 | 9,047,000 | 13,397,000 | 17,734,000 |
| Net interest income | 4,636,000 | 9,459,000 | 14,830,000 | 20,580,000 |
| Noninterest income | 477,000 | 914,000 | 1,470,000 | 2,125,000 |
| Noninterest expense | 3,916,000 | 7,760,000 | 11,529,000 | 15,463,000 |
| Provision for loan losses | 0 | -200,000 | -200,000 | -200,000 |
| Pretax income | 1,197,000 | 2,813,000 | 5,190,000 | 7,756,000 |
| Income tax | 345,000 | 809,000 | 1,491,000 | 2,227,000 |
| Net income | 852,000 | 2,004,000 | 3,699,000 | 5,529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,309,000 | 99,451,000 | 101,177,000 | 102,936,000 |