Call reports 2023
GBC INTERNATIONAL BANK — 2023
What GBC INTERNATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 618,068,000 | 610,251,000 | 607,418,000 | 637,400,000 |
| Total loans | 486,871,000 | 481,259,000 | 471,939,000 | 473,552,000 |
| Allowance for loan losses | 6,148,000 | 6,170,000 | 6,171,000 | 6,165,000 |
| Securities available for sale | 65,014,000 | 68,963,000 | 65,070,000 | 55,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 454,711,000 | 421,636,000 | 423,932,000 | 446,486,000 |
| Interest-bearing deposits | 371,015,000 | 341,948,000 | 345,315,000 | 362,927,000 |
| Noninterest-bearing deposits | 83,696,000 | 79,688,000 | 78,617,000 | 83,558,000 |
| Equity capital | 86,973,000 | 88,655,000 | 90,111,000 | 92,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,660,000 | 15,708,000 | 24,081,000 | 32,725,000 |
| Interest expense | 2,212,000 | 4,946,000 | 8,230,000 | 12,047,000 |
| Net interest income | 5,448,000 | 10,762,000 | 15,851,000 | 20,678,000 |
| Noninterest income | 669,000 | 1,806,000 | 2,547,000 | 3,039,000 |
| Noninterest expense | 3,773,000 | 7,598,000 | 11,278,000 | 15,288,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,344,000 | 4,970,000 | 7,120,000 | 8,429,000 |
| Income tax | 675,000 | 1,418,000 | 2,031,000 | 2,407,000 |
| Net income | 1,669,000 | 3,552,000 | 5,089,000 | 6,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,952,000 | 90,798,000 | 92,306,000 | 93,238,000 |