Call reports 2022
GBC INTERNATIONAL BANK — 2022
What GBC INTERNATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 666,105,000 | 624,918,000 | 621,264,000 | 627,723,000 |
| Total loans | 502,760,000 | 492,487,000 | 474,340,000 | 487,543,000 |
| Allowance for loan losses | 6,195,000 | 6,285,000 | 6,309,000 | 6,183,000 |
| Securities available for sale | 61,213,000 | 59,895,000 | 65,013,000 | 64,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 560,977,000 | 520,574,000 | 516,285,000 | 502,820,000 |
| Interest-bearing deposits | 466,038,000 | 427,935,000 | 427,041,000 | 415,297,000 |
| Noninterest-bearing deposits | 94,939,000 | 92,639,000 | 89,244,000 | 87,523,000 |
| Equity capital | 80,519,000 | 82,036,000 | 82,802,000 | 84,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,024,000 | 12,518,000 | 19,365,000 | 26,934,000 |
| Interest expense | 682,000 | 1,338,000 | 2,396,000 | 4,079,000 |
| Net interest income | 5,342,000 | 11,180,000 | 16,969,000 | 22,855,000 |
| Noninterest income | 805,000 | 2,018,000 | 2,913,000 | 3,369,000 |
| Noninterest expense | 3,756,000 | 7,513,000 | 11,303,000 | 15,330,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,391,000 | 5,685,000 | 8,579,000 | 10,894,000 |
| Income tax | 703,000 | 1,679,000 | 2,530,000 | 3,213,000 |
| Net income | 1,688,000 | 4,006,000 | 6,049,000 | 7,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,160,000 | 83,435,000 | 85,524,000 | 87,245,000 |