Call reports 2021
GBC INTERNATIONAL BANK — 2021
What GBC INTERNATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 743,934,000 | 697,450,000 | 695,801,000 | 706,055,000 |
| Total loans | 603,919,000 | 566,664,000 | 529,721,000 | 498,275,000 |
| Allowance for loan losses | 5,963,000 | 5,910,000 | 6,059,000 | 6,261,000 |
| Securities available for sale | 4,076,000 | 3,840,000 | 19,648,000 | 39,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 624,740,000 | 589,522,000 | 586,204,000 | 589,650,000 |
| Interest-bearing deposits | 531,302,000 | 502,512,000 | 493,957,000 | 495,983,000 |
| Noninterest-bearing deposits | 93,438,000 | 87,010,000 | 92,247,000 | 93,667,000 |
| Equity capital | 73,748,000 | 75,659,000 | 78,205,000 | 80,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,739,000 | 13,320,000 | 20,213,000 | 27,132,000 |
| Interest expense | 1,186,000 | 2,165,000 | 3,000,000 | 3,776,000 |
| Net interest income | 5,553,000 | 11,155,000 | 17,213,000 | 23,356,000 |
| Noninterest income | 938,000 | 1,793,000 | 3,251,000 | 5,066,000 |
| Noninterest expense | 3,627,000 | 7,369,000 | 10,969,000 | 14,756,000 |
| Provision for loan losses | 0 | 0 | 200,000 | 550,000 |
| Pretax income | 2,864,000 | 5,579,000 | 9,295,000 | 13,116,000 |
| Income tax | 841,000 | 1,639,000 | 2,733,000 | 3,859,000 |
| Net income | 2,023,000 | 3,940,000 | 6,562,000 | 9,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,245,000 | 74,129,000 | 76,765,000 | 79,472,000 |