Call reports 2018
GBC INTERNATIONAL BANK — 2018
What GBC INTERNATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 516,799,000 | 527,959,000 | 532,904,000 | 536,379,000 |
| Total loans | 416,359,000 | 422,423,000 | 424,933,000 | 442,566,000 |
| Allowance for loan losses | 4,266,000 | 4,304,000 | 4,316,000 | 4,322,000 |
| Securities available for sale | 47,240,000 | 55,812,000 | 54,858,000 | 54,080,000 |
| Securities held to maturity | 1,493,000 | 1,131,000 | 1,125,000 | 1,119,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 402,567,000 | 414,013,000 | 417,568,000 | 411,648,000 |
| Interest-bearing deposits | 347,741,000 | 355,011,000 | 364,185,000 | 364,137,000 |
| Noninterest-bearing deposits | 54,826,000 | 59,002,000 | 53,383,000 | 47,511,000 |
| Equity capital | 57,029,000 | 56,741,000 | 57,695,000 | 59,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,246,000 | 10,970,000 | 17,169,000 | 23,706,000 |
| Interest expense | 1,096,000 | 2,368,000 | 3,811,000 | 5,449,000 |
| Net interest income | 4,150,000 | 8,602,000 | 13,358,000 | 18,257,000 |
| Noninterest income | 749,000 | -160,000 | 364,000 | 497,000 |
| Noninterest expense | 3,786,000 | 7,594,000 | 11,206,000 | 14,644,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,113,000 | 848,000 | 2,516,000 | 4,110,000 |
| Income tax | 313,000 | 204,000 | 665,000 | 1,094,000 |
| Net income | 800,000 | 644,000 | 1,851,000 | 3,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,583,000 | 56,424,000 | 57,592,000 | 58,792,000 |
| Total capital | 61,419,000 | 61,298,000 | 62,478,000 | 63,684,000 |
| Risk-weighted assets | 380,910,000 | 384,546,000 | 391,025,000 | 408,336,000 |