Call reports 2017
GBC INTERNATIONAL BANK — 2017
What GBC INTERNATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 484,888,000 | 492,430,000 | 488,564,000 | 494,338,000 |
| Total loans | 392,885,000 | 414,018,000 | 416,681,000 | 413,335,000 |
| Allowance for loan losses | 4,993,000 | 4,931,000 | 4,953,000 | 4,246,000 |
| Securities available for sale | 40,487,000 | 35,765,000 | 32,966,000 | 32,912,000 |
| Securities held to maturity | 1,524,000 | 1,517,000 | 1,509,000 | 1,501,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 385,348,000 | 384,640,000 | 374,695,000 | 379,089,000 |
| Interest-bearing deposits | 327,229,000 | 317,543,000 | 308,368,000 | 315,247,000 |
| Noninterest-bearing deposits | 58,119,000 | 67,097,000 | 66,327,000 | 63,842,000 |
| Equity capital | 55,272,000 | 56,158,000 | 57,119,000 | 57,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,839,000 | 9,803,000 | 15,149,000 | 20,326,000 |
| Interest expense | 818,000 | 1,667,000 | 2,554,000 | 3,474,000 |
| Net interest income | 4,021,000 | 8,136,000 | 12,595,000 | 16,852,000 |
| Noninterest income | 455,000 | 1,026,000 | 1,576,000 | 1,510,000 |
| Noninterest expense | 3,708,000 | 7,231,000 | 10,741,000 | 14,384,000 |
| Provision for loan losses | 0 | 0 | 0 | -650,000 |
| Pretax income | 768,000 | 1,928,000 | 3,426,000 | 4,624,000 |
| Income tax | 298,000 | 696,000 | 1,276,000 | 2,433,000 |
| Net income | 470,000 | 1,232,000 | 2,150,000 | 2,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,332,000 | 55,091,000 | 56,037,000 | 56,112,000 |
| Total capital | 59,264,000 | 60,308,000 | 61,322,000 | 60,928,000 |
| Risk-weighted assets | 353,914,000 | 377,048,000 | 382,587,000 | 371,767,000 |