Call reports 2011
GBC INTERNATIONAL BANK — 2011
What GBC INTERNATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 378,013,000 | 379,335,000 | 398,086,000 | 425,708,000 |
| Total loans | 280,457,000 | 286,187,000 | 296,202,000 | 305,969,000 |
| Allowance for loan losses | 3,315,000 | 3,537,000 | 4,243,000 | 4,381,000 |
| Securities available for sale | 18,102,000 | 14,445,000 | 11,927,000 | 18,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 333,698,000 | 336,975,000 | 352,053,000 | 378,312,000 |
| Interest-bearing deposits | 297,264,000 | 299,498,000 | 308,271,000 | 336,522,000 |
| Noninterest-bearing deposits | 36,434,000 | 37,477,000 | 43,782,000 | 41,790,000 |
| Equity capital | 34,997,000 | 34,898,000 | 40,438,000 | 41,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,013,000 | 10,164,000 | 15,790,000 | 21,148,000 |
| Interest expense | 700,000 | 1,366,000 | 1,993,000 | 2,626,000 |
| Net interest income | 4,313,000 | 8,798,000 | 13,797,000 | 18,522,000 |
| Noninterest income | 621,000 | 995,000 | 1,313,000 | 1,732,000 |
| Noninterest expense | 3,422,000 | 5,919,000 | 8,852,000 | 12,435,000 |
| Provision for loan losses | 225,000 | 2,899,000 | 3,670,000 | 3,820,000 |
| Pretax income | 1,290,000 | 978,000 | 2,591,000 | 4,002,000 |
| Income tax | 537,000 | 407,000 | 1,108,000 | 1,652,000 |
| Net income | 753,000 | 571,000 | 1,483,000 | 2,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,202,000 | 33,137,000 | 38,604,000 | 39,445,000 |
| Total capital | 37,031,000 | 36,984,000 | 42,494,000 | 43,375,000 |
| Risk-weighted assets | 269,164,000 | 267,906,000 | 270,538,000 | 273,355,000 |