Call reports 2010
GBC INTERNATIONAL BANK — 2010
What GBC INTERNATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 309,962,000 | 312,193,000 | 313,969,000 | 385,538,000 |
| Total loans | 247,883,000 | 249,118,000 | 254,211,000 | 286,197,000 |
| Allowance for loan losses | 2,497,000 | 2,527,000 | 2,651,000 | 3,172,000 |
| Securities available for sale | 21,550,000 | 12,747,000 | 11,111,000 | 19,698,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,261,000 | 272,272,000 | 281,640,000 | 341,930,000 |
| Interest-bearing deposits | 244,748,000 | 241,196,000 | 252,195,000 | 307,446,000 |
| Noninterest-bearing deposits | 32,513,000 | 31,076,000 | 29,445,000 | 34,484,000 |
| Equity capital | 28,676,000 | 29,581,000 | 30,362,000 | 34,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,145,000 | 8,417,000 | 12,695,000 | 17,710,000 |
| Interest expense | 836,000 | 1,612,000 | 2,360,000 | 3,170,000 |
| Net interest income | 3,309,000 | 6,805,000 | 10,335,000 | 14,540,000 |
| Noninterest income | 299,000 | 662,000 | 1,082,000 | 9,800,000 |
| Noninterest expense | 2,173,000 | 4,320,000 | 6,522,000 | 11,930,000 |
| Provision for loan losses | 370,000 | 825,000 | 1,305,000 | 2,043,000 |
| Pretax income | 1,065,000 | 2,548,000 | 3,816,000 | 10,593,000 |
| Income tax | 423,000 | 1,053,000 | 1,591,000 | 4,300,000 |
| Net income | 642,000 | 1,495,000 | 2,225,000 | 6,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,067,000 | 27,955,000 | 28,722,000 | 32,450,000 |
| Total capital | 30,064,000 | 30,982,000 | 31,873,000 | 36,122,000 |
| Risk-weighted assets | 235,872,000 | 237,420,000 | 238,634,000 | 275,504,000 |