Call reports 2002
GBC INTERNATIONAL BANK — 2002
What GBC INTERNATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 126,477,000 | 133,451,000 | 132,175,000 | 134,380,000 |
| Total loans | 91,812,000 | 99,624,000 | 95,910,000 | 96,083,000 |
| Allowance for loan losses | 759,000 | 788,000 | 792,000 | 786,000 |
| Securities available for sale | 1,489,000 | 3,051,000 | 18,677,000 | 20,604,000 |
| Securities held to maturity | 16,908,000 | 14,700,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,082,000 | 107,419,000 | 110,317,000 | 107,140,000 |
| Interest-bearing deposits | 83,356,000 | 86,936,000 | 87,682,000 | 85,188,000 |
| Noninterest-bearing deposits | 18,726,000 | 20,483,000 | 22,635,000 | 21,952,000 |
| Equity capital | 11,877,000 | 11,434,000 | 11,954,000 | 12,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,777,000 | 3,612,000 | 5,429,000 | 7,172,000 |
| Interest expense | 616,000 | 1,143,000 | 1,632,000 | 2,065,000 |
| Net interest income | 1,161,000 | 2,469,000 | 3,797,000 | 5,107,000 |
| Noninterest income | 129,000 | 350,000 | 615,000 | 884,000 |
| Noninterest expense | 1,056,000 | 2,175,000 | 3,254,000 | 4,316,000 |
| Provision for loan losses | 45,000 | 85,000 | 93,000 | 95,000 |
| Pretax income | 147,000 | -334,000 | 291,000 | 859,000 |
| Income tax | 35,000 | 0 | 118,000 | 347,000 |
| Net income | 112,000 | -334,000 | 173,000 | 512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,505,000 | 11,060,000 | 11,566,000 | 11,905,000 |
| Total capital | 12,664,000 | 12,213,000 | 12,728,000 | 13,063,000 |
| Risk-weighted assets | 95,495,000 | 99,598,000 | 93,464,000 | 92,029,000 |