Call reports 2001
GBC INTERNATIONAL BANK — 2001
What GBC INTERNATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 121,409,000 | 119,301,000 | 124,425,000 | 125,829,000 |
| Total loans | 74,697,000 | 83,291,000 | 88,381,000 | 84,061,000 |
| Allowance for loan losses | 652,000 | 712,000 | 797,000 | 889,000 |
| Securities available for sale | 16,700,000 | 9,611,000 | 7,508,000 | 3,099,000 |
| Securities held to maturity | 16,425,000 | 17,855,000 | 19,324,000 | 19,630,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,809,000 | 99,486,000 | 104,220,000 | 101,302,000 |
| Interest-bearing deposits | 80,874,000 | 82,562,000 | 87,090,000 | 84,051,000 |
| Noninterest-bearing deposits | 16,935,000 | 16,924,000 | 17,130,000 | 17,251,000 |
| Equity capital | 11,656,000 | 11,832,000 | 12,023,000 | 11,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,248,000 | 4,417,000 | 6,543,000 | 8,556,000 |
| Interest expense | 1,043,000 | 2,052,000 | 2,915,000 | 3,682,000 |
| Net interest income | 1,205,000 | 2,365,000 | 3,628,000 | 4,874,000 |
| Noninterest income | 226,000 | 607,000 | 880,000 | 1,317,000 |
| Noninterest expense | 1,085,000 | 2,170,000 | 3,192,000 | 4,338,000 |
| Provision for loan losses | 74,000 | 202,000 | 472,000 | 556,000 |
| Pretax income | 272,000 | 600,000 | 864,000 | 1,317,000 |
| Income tax | 107,000 | 247,000 | 353,000 | 536,000 |
| Net income | 165,000 | 353,000 | 511,000 | 781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,226,000 | 11,427,000 | 11,599,000 | 11,395,000 |
| Total capital | 12,378,000 | 12,539,000 | 12,796,000 | 12,684,000 |
| Risk-weighted assets | 92,121,000 | 89,691,000 | 92,959,000 | 92,324,000 |