Call reports 2010
FRIONA STATE BANK, NATIONAL ASSOCIATION — 2010
What FRIONA STATE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Total assets | 89,304,000 | 85,761,000 | 89,190,000 |
| Total loans | 79,316,000 | 73,314,000 | 79,732,000 |
| Allowance for loan losses | 823,000 | 823,000 | 824,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 79,192,000 | 75,530,000 | 79,005,000 |
| Interest-bearing deposits | 56,502,000 | 54,721,000 | 58,484,000 |
| Noninterest-bearing deposits | 22,690,000 | 20,809,000 | 20,521,000 |
| Equity capital | 9,942,000 | 10,030,000 | 9,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Interest income | 1,007,000 | 2,008,000 | 3,101,000 |
| Interest expense | 147,000 | 296,000 | 446,000 |
| Net interest income | 860,000 | 1,712,000 | 2,655,000 |
| Noninterest income | 114,000 | 223,000 | 345,000 |
| Noninterest expense | 465,000 | 938,000 | 1,429,000 |
| Provision for loan losses | 0 | 0 | -48,000 |
| Pretax income | 509,000 | 997,000 | 1,619,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 509,000 | 997,000 | 1,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Tier 1 capital | 9,138,000 | 9,226,000 | 9,148,000 |
| Total capital | 9,961,000 | 10,049,000 | 9,972,000 |
| Risk-weighted assets | 79,860,000 | 74,626,000 | 80,358,000 |