Call reports 2009
FRIONA STATE BANK, NATIONAL ASSOCIATION — 2009
What FRIONA STATE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 84,393,000 | 80,702,000 | 83,876,000 | 86,755,000 |
| Total loans | 76,000,000 | 73,305,000 | 76,294,000 | 76,793,000 |
| Allowance for loan losses | 787,000 | 824,000 | 829,000 | 823,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,708,000 | 70,954,000 | 70,974,000 | 76,768,000 |
| Interest-bearing deposits | 52,047,000 | 50,499,000 | 50,114,000 | 51,907,000 |
| Noninterest-bearing deposits | 22,661,000 | 20,455,000 | 20,860,000 | 24,861,000 |
| Equity capital | 9,440,000 | 9,481,000 | 10,010,000 | 9,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,055,000 | 2,022,000 | 3,017,000 | 4,076,000 |
| Interest expense | 203,000 | 369,000 | 530,000 | 686,000 |
| Net interest income | 852,000 | 1,653,000 | 2,487,000 | 3,390,000 |
| Noninterest income | 109,000 | 217,000 | 334,000 | 453,000 |
| Noninterest expense | 436,000 | 904,000 | 1,326,000 | 1,755,000 |
| Provision for loan losses | 0 | 0 | 0 | 295,000 |
| Pretax income | 525,000 | 966,000 | 1,495,000 | 1,793,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 525,000 | 966,000 | 1,495,000 | 1,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,636,000 | 8,677,000 | 9,206,000 | 9,004,000 |
| Total capital | 9,423,000 | 9,501,000 | 10,035,000 | 9,827,000 |
| Risk-weighted assets | 74,865,000 | 75,030,000 | 77,373,000 | 76,947,000 |