Call reports 2008
FRIONA STATE BANK, NATIONAL ASSOCIATION — 2008
What FRIONA STATE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 85,051,000 | 80,205,000 | 81,173,000 | 83,543,000 |
| Total loans | 76,276,000 | 70,961,000 | 73,902,000 | 76,000,000 |
| Allowance for loan losses | 647,000 | 648,000 | 653,000 | 784,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,309,000 | 70,567,000 | 71,607,000 | 73,697,000 |
| Interest-bearing deposits | 56,736,000 | 53,054,000 | 52,617,000 | 50,783,000 |
| Noninterest-bearing deposits | 18,573,000 | 17,513,000 | 18,990,000 | 22,914,000 |
| Equity capital | 9,315,000 | 9,231,000 | 9,122,000 | 9,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,282,000 | 2,384,000 | 3,469,000 | 4,598,000 |
| Interest expense | 455,000 | 813,000 | 1,113,000 | 1,368,000 |
| Net interest income | 827,000 | 1,571,000 | 2,356,000 | 3,230,000 |
| Noninterest income | 114,000 | 230,000 | 357,000 | 471,000 |
| Noninterest expense | 425,000 | 864,000 | 1,285,000 | 1,752,000 |
| Provision for loan losses | 1,000 | 6,000 | 6,000 | 137,000 |
| Pretax income | 515,000 | 931,000 | 1,422,000 | 1,812,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 515,000 | 931,000 | 1,422,000 | 1,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,511,000 | 8,427,000 | 8,318,000 | 8,708,000 |
| Total capital | 9,158,000 | 9,075,000 | 8,971,000 | 9,492,000 |
| Risk-weighted assets | 80,499,000 | 74,546,000 | 75,023,000 | 75,870,000 |