Call reports 2007
FRIONA STATE BANK, NATIONAL ASSOCIATION — 2007
What FRIONA STATE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 81,450,000 | 79,145,000 | 78,525,000 | 82,123,000 |
| Total loans | 72,984,000 | 71,000,000 | 70,769,000 | 72,912,000 |
| Allowance for loan losses | 638,000 | 646,000 | 646,000 | 646,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,444,000 | 68,450,000 | 69,493,000 | 72,507,000 |
| Interest-bearing deposits | 54,178,000 | 53,201,000 | 53,972,000 | 55,777,000 |
| Noninterest-bearing deposits | 14,266,000 | 15,249,000 | 15,521,000 | 16,730,000 |
| Equity capital | 9,157,000 | 8,866,000 | 8,515,000 | 9,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,525,000 | 2,958,000 | 4,455,000 | 5,935,000 |
| Interest expense | 577,000 | 1,133,000 | 1,685,000 | 2,229,000 |
| Net interest income | 948,000 | 1,825,000 | 2,770,000 | 3,706,000 |
| Noninterest income | 131,000 | 268,000 | 383,000 | 500,000 |
| Noninterest expense | 519,000 | 1,007,000 | 1,495,000 | 1,953,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 560,000 | 1,086,000 | 1,658,000 | 2,243,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 560,000 | 1,086,000 | 1,658,000 | 2,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,226,000 | 7,984,000 | 7,682,000 | 8,296,000 |
| Total capital | 8,864,000 | 8,630,000 | 8,328,000 | 8,942,000 |
| Risk-weighted assets | 78,656,000 | 74,442,000 | 72,665,000 | 75,483,000 |