Call reports 2006
FRIONA STATE BANK, NATIONAL ASSOCIATION — 2006
What FRIONA STATE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 83,530,000 | 82,865,000 | 82,907,000 | 88,503,000 |
| Total loans | 74,397,000 | 72,413,000 | 74,142,000 | 80,083,000 |
| Allowance for loan losses | 639,000 | 639,000 | 641,000 | 634,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,317,000 | 63,861,000 | 66,858,000 | 68,441,000 |
| Interest-bearing deposits | 52,297,000 | 49,322,000 | 50,678,000 | 51,512,000 |
| Noninterest-bearing deposits | 16,020,000 | 14,539,000 | 16,180,000 | 16,929,000 |
| Equity capital | 10,197,000 | 9,527,000 | 9,626,000 | 8,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,491,000 | 2,930,000 | 4,365,000 | 5,979,000 |
| Interest expense | 449,000 | 910,000 | 1,387,000 | 1,978,000 |
| Net interest income | 1,042,000 | 2,020,000 | 2,978,000 | 4,001,000 |
| Noninterest income | 162,000 | 282,000 | 600,000 | 710,000 |
| Noninterest expense | 559,000 | 1,077,000 | 1,604,000 | 2,146,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 645,000 | 1,225,000 | 1,974,000 | 2,565,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 645,000 | 1,225,000 | 1,974,000 | 2,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,069,000 | 8,448,000 | 8,596,000 | 7,923,000 |
| Total capital | 9,708,000 | 9,087,000 | 9,237,000 | 8,557,000 |
| Risk-weighted assets | 79,949,000 | 81,653,000 | 81,544,000 | 82,691,000 |