Call reports 2005
FRIONA STATE BANK, NATIONAL ASSOCIATION — 2005
What FRIONA STATE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 76,738,000 | 83,696,000 | 78,183,000 | 84,837,000 |
| Total loans | 66,043,000 | 72,319,000 | 67,223,000 | 75,752,000 |
| Allowance for loan losses | 632,000 | 631,000 | 635,000 | 639,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,783,000 | 63,475,000 | 64,623,000 | 67,928,000 |
| Interest-bearing deposits | 50,559,000 | 48,399,000 | 50,040,000 | 50,301,000 |
| Noninterest-bearing deposits | 14,224,000 | 15,076,000 | 14,583,000 | 17,627,000 |
| Equity capital | 10,654,000 | 8,807,000 | 9,304,000 | 9,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,038,000 | 2,143,000 | 3,382,000 | 4,746,000 |
| Interest expense | 205,000 | 475,000 | 805,000 | 1,177,000 |
| Net interest income | 833,000 | 1,668,000 | 2,577,000 | 3,569,000 |
| Noninterest income | 115,000 | 235,000 | 370,000 | 478,000 |
| Noninterest expense | 564,000 | 1,127,000 | 1,675,000 | 2,248,000 |
| Provision for loan losses | 10,000 | 13,000 | 13,000 | 32,000 |
| Pretax income | 374,000 | 763,000 | 1,259,000 | 1,767,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 374,000 | 763,000 | 1,259,000 | 1,767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,322,000 | 7,530,000 | 8,077,000 | 8,435,000 |
| Total capital | 9,954,000 | 8,161,000 | 8,712,000 | 9,074,000 |
| Risk-weighted assets | 70,629,000 | 77,113,000 | 75,158,000 | 80,189,000 |