Call reports 2004
FRIONA STATE BANK, NATIONAL ASSOCIATION — 2004
What FRIONA STATE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 78,582,000 | 75,304,000 | 73,049,000 | 76,620,000 |
| Total loans | 67,518,000 | 63,342,000 | 61,532,000 | 65,033,000 |
| Allowance for loan losses | 614,000 | 613,000 | 602,000 | 636,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,624,000 | 64,954,000 | 62,643,000 | 63,967,000 |
| Interest-bearing deposits | 52,991,000 | 50,172,000 | 48,267,000 | 48,398,000 |
| Noninterest-bearing deposits | 15,633,000 | 14,783,000 | 14,376,000 | 15,569,000 |
| Equity capital | 9,813,000 | 9,491,000 | 9,885,000 | 10,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 974,000 | 1,912,000 | 2,883,000 | 3,929,000 |
| Interest expense | 166,000 | 319,000 | 472,000 | 650,000 |
| Net interest income | 808,000 | 1,593,000 | 2,411,000 | 3,279,000 |
| Noninterest income | 136,000 | 269,000 | 399,000 | 514,000 |
| Noninterest expense | 575,000 | 1,139,000 | 1,692,000 | 2,281,000 |
| Provision for loan losses | 0 | 87,000 | 87,000 | 87,000 |
| Pretax income | 369,000 | 636,000 | 1,031,000 | 1,425,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 369,000 | 636,000 | 1,031,000 | 1,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,238,000 | 7,977,000 | 8,432,000 | 8,888,000 |
| Total capital | 8,852,000 | 8,590,000 | 9,034,000 | 9,524,000 |
| Risk-weighted assets | 70,476,000 | 65,717,000 | 64,092,000 | 66,867,000 |