Call reports 2003
FRIONA STATE BANK, NATIONAL ASSOCIATION — 2003
What FRIONA STATE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 86,607,000 | 79,259,000 | 79,782,000 | 81,197,000 |
| Total loans | 72,030,000 | 69,366,000 | 67,735,000 | 68,502,000 |
| Allowance for loan losses | 651,000 | 694,000 | 694,000 | 608,000 |
| Securities available for sale | 4,989,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,710,000 | 69,327,000 | 69,540,000 | 71,574,000 |
| Interest-bearing deposits | 62,792,000 | 56,113,000 | 55,006,000 | 54,461,000 |
| Noninterest-bearing deposits | 12,917,000 | 13,214,000 | 14,533,000 | 17,113,000 |
| Equity capital | 10,634,000 | 9,635,000 | 10,019,000 | 9,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,113,000 | 2,142,000 | 3,152,000 | 4,151,000 |
| Interest expense | 330,000 | 594,000 | 808,000 | 993,000 |
| Net interest income | 783,000 | 1,548,000 | 2,344,000 | 3,158,000 |
| Noninterest income | 181,000 | 326,000 | 454,000 | 516,000 |
| Noninterest expense | 560,000 | 1,111,000 | 1,652,000 | 2,220,000 |
| Provision for loan losses | 53,000 | 103,000 | 103,000 | 153,000 |
| Pretax income | 351,000 | 660,000 | 1,043,000 | 1,301,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 351,000 | 660,000 | 1,043,000 | 1,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,817,000 | 7,877,000 | 8,323,000 | 7,808,000 |
| Total capital | 9,468,000 | 8,571,000 | 9,017,000 | 8,416,000 |
| Risk-weighted assets | 80,357,000 | 75,960,000 | 70,364,000 | 70,313,000 |