Call reports 2002
FRIONA STATE BANK, NATIONAL ASSOCIATION — 2002
What FRIONA STATE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 77,150,000 | 75,707,000 | 75,242,000 | 87,420,000 |
| Total loans | 53,828,000 | 53,353,000 | 54,228,000 | 66,119,000 |
| Allowance for loan losses | 684,000 | 644,000 | 653,000 | 604,000 |
| Securities available for sale | 14,065,000 | 12,218,000 | 12,141,000 | 11,051,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,128,000 | 66,332,000 | 65,614,000 | 76,792,000 |
| Interest-bearing deposits | 55,999,000 | 52,080,000 | 55,878,000 | 59,086,000 |
| Noninterest-bearing deposits | 12,129,000 | 14,252,000 | 9,736,000 | 17,706,000 |
| Equity capital | 8,606,000 | 9,034,000 | 9,263,000 | 10,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,050,000 | 2,059,000 | 3,020,000 | 4,040,000 |
| Interest expense | 424,000 | 785,000 | 1,120,000 | 1,461,000 |
| Net interest income | 626,000 | 1,274,000 | 1,900,000 | 2,579,000 |
| Noninterest income | 217,000 | 338,000 | 459,000 | 583,000 |
| Noninterest expense | 555,000 | 1,125,000 | 1,673,000 | 2,107,000 |
| Provision for loan losses | 0 | 0 | 0 | 290,000 |
| Pretax income | 288,000 | 487,000 | 719,000 | 799,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 288,000 | 487,000 | 719,000 | 799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,735,000 | 7,008,000 | 7,312,000 | 8,404,000 |
| Total capital | 7,419,000 | 7,652,000 | 7,965,000 | 9,008,000 |
| Risk-weighted assets | 62,370,000 | 61,260,000 | 61,650,000 | 73,023,000 |