Call reports 2001
FRIONA STATE BANK, NATIONAL ASSOCIATION — 2001
What FRIONA STATE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 82,580,000 | 82,575,000 | 79,303,000 | 80,368,000 |
| Total loans | 59,387,000 | 49,622,000 | 42,835,000 | 55,589,000 |
| Allowance for loan losses | 717,000 | 727,000 | 727,000 | 649,000 |
| Securities available for sale | 6,642,000 | 6,425,000 | 6,302,000 | 14,192,000 |
| Securities held to maturity | 10,044,000 | 10,010,000 | 10,009,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,409,000 | 71,586,000 | 68,117,000 | 71,248,000 |
| Interest-bearing deposits | 59,616,000 | 58,913,000 | 57,296,000 | 55,638,000 |
| Noninterest-bearing deposits | 10,793,000 | 12,673,000 | 10,821,000 | 15,610,000 |
| Equity capital | 9,914,000 | 10,044,000 | 9,977,000 | 8,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,676,000 | 3,199,000 | 4,508,000 | 1,158,000 |
| Interest expense | 880,000 | 1,650,000 | 2,334,000 | 538,000 |
| Net interest income | 796,000 | 1,549,000 | 2,174,000 | 620,000 |
| Noninterest income | 119,000 | 243,000 | 349,000 | 111,000 |
| Noninterest expense | 578,000 | 1,098,000 | 1,615,000 | 630,000 |
| Provision for loan losses | 0 | 0 | 0 | 97,000 |
| Pretax income | 337,000 | 694,000 | 908,000 | 0 |
| Income tax | 131,000 | 274,000 | 359,000 | 0 |
| Net income | 206,000 | 420,000 | 549,000 | 0 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,850,000 | 8,116,000 | 8,081,000 | 6,375,000 |
| Total capital | 8,567,000 | 8,843,000 | 8,714,000 | 7,024,000 |
| Risk-weighted assets | 64,518,000 | 56,772,000 | 50,545,000 | 65,233,000 |