Call reports 2010
CITIZENS STATE BANK OF MILFORD — 2010
What CITIZENS STATE BANK OF MILFORD reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 43,902,000 | 44,471,000 | 47,961,000 | 47,113,000 |
| Total loans | 22,314,000 | 25,876,000 | 25,319,000 | 27,119,000 |
| Allowance for loan losses | 121,000 | 121,000 | 121,000 | 121,000 |
| Securities available for sale | 12,931,000 | 13,887,000 | 11,323,000 | 12,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,683,000 | 40,231,000 | 43,404,000 | 42,821,000 |
| Interest-bearing deposits | 32,774,000 | 31,840,000 | 35,606,000 | 34,913,000 |
| Noninterest-bearing deposits | 6,909,000 | 8,391,000 | 7,798,000 | 7,908,000 |
| Equity capital | 3,439,000 | 3,454,000 | 3,779,000 | 3,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 484,000 | 980,000 | 1,508,000 | 2,058,000 |
| Interest expense | 115,000 | 217,000 | 312,000 | 402,000 |
| Net interest income | 369,000 | 763,000 | 1,196,000 | 1,656,000 |
| Noninterest income | 49,000 | 104,000 | 184,000 | 260,000 |
| Noninterest expense | 386,000 | 755,000 | 1,149,000 | 1,538,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 32,000 | 112,000 | 231,000 | 381,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 32,000 | 112,000 | 231,000 | 381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,245,000 | 3,325,000 | 3,394,000 | 3,434,000 |
| Total capital | 3,366,000 | 3,446,000 | 3,515,000 | 3,555,000 |
| Risk-weighted assets | 29,280,000 | 32,154,000 | 32,483,000 | 33,784,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS STATE BANK OF MILFORD — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.