Call reports 2008
PEAPACK PRIVATE BANK AND TRUST — 2008
What PEAPACK PRIVATE BANK AND TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,389,524,000 | 1,351,663,000 | 1,363,390,000 | 1,380,173,000 |
| Total loans | 983,358,000 | 1,007,845,000 | 1,036,379,000 | 1,052,982,000 |
| Allowance for loan losses | 7,777,000 | 8,295,000 | 9,088,000 | 9,688,000 |
| Securities available for sale | 222,938,000 | 207,404,000 | 141,171,000 | 168,858,000 |
| Securities held to maturity | 42,819,000 | 40,277,000 | 86,327,000 | 51,731,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,246,224,000 | 1,193,910,000 | 1,175,011,000 | 1,238,168,000 |
| Interest-bearing deposits | 1,192,400,000 | 1,144,745,000 | 1,122,038,000 | 1,179,014,000 |
| Noninterest-bearing deposits | 53,824,000 | 49,165,000 | 52,973,000 | 59,154,000 |
| Equity capital | 85,080,000 | 82,548,000 | 87,681,000 | 79,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 18,235,000 | 35,749,000 | 53,579,000 | 71,540,000 |
| Interest expense | 7,931,000 | 14,199,000 | 20,018,000 | 25,886,000 |
| Net interest income | 10,304,000 | 21,550,000 | 33,561,000 | 45,654,000 |
| Noninterest income | 3,428,000 | 7,029,000 | 10,491,000 | 14,414,000 |
| Noninterest expense | 8,593,000 | 17,706,000 | 27,281,000 | 37,221,000 |
| Provision for loan losses | 430,000 | 1,020,000 | 1,800,000 | 2,400,000 |
| Pretax income | 4,914,000 | 10,058,000 | 15,288,000 | -34,497,000 |
| Income tax | 1,647,000 | 3,358,000 | 5,151,000 | -12,533,000 |
| Net income | 3,267,000 | 6,700,000 | 10,137,000 | -21,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,172,000 | 96,436,000 | 99,705,000 | 80,188,000 |
| Total capital | 100,949,000 | 104,731,000 | 108,793,000 | 88,927,000 |
| Risk-weighted assets | 956,120,000 | 956,901,000 | 950,660,000 | 942,410,000 |