Call reports 2007
PEAPACK PRIVATE BANK AND TRUST — 2007
What PEAPACK PRIVATE BANK AND TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,293,038,000 | 1,300,571,000 | 1,321,785,000 | 1,335,726,000 |
| Total loans | 882,574,000 | 902,364,000 | 943,356,000 | 981,180,000 |
| Allowance for loan losses | 6,894,000 | 6,994,000 | 7,112,000 | 7,500,000 |
| Securities available for sale | 258,768,000 | 250,515,000 | 248,101,000 | 226,525,000 |
| Securities held to maturity | 52,987,000 | 49,732,000 | 49,684,000 | 45,139,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,174,214,000 | 1,182,486,000 | 1,160,901,000 | 1,191,422,000 |
| Interest-bearing deposits | 1,122,339,000 | 1,128,404,000 | 1,113,714,000 | 1,143,219,000 |
| Noninterest-bearing deposits | 51,875,000 | 54,082,000 | 47,187,000 | 48,203,000 |
| Equity capital | 84,657,000 | 84,805,000 | 85,970,000 | 86,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 17,114,000 | 34,864,000 | 52,967,000 | 71,732,000 |
| Interest expense | 9,045,000 | 18,363,000 | 27,828,000 | 36,841,000 |
| Net interest income | 8,069,000 | 16,501,000 | 25,139,000 | 34,891,000 |
| Noninterest income | 3,049,000 | 6,383,000 | 9,556,000 | 13,823,000 |
| Noninterest expense | 7,542,000 | 15,545,000 | 23,627,000 | 32,023,000 |
| Provision for loan losses | 125,000 | 225,000 | 350,000 | 750,000 |
| Pretax income | 3,451,000 | 7,114,000 | 10,718,000 | 15,962,000 |
| Income tax | 1,010,000 | 2,153,000 | 3,257,000 | 4,857,000 |
| Net income | 2,441,000 | 4,961,000 | 7,461,000 | 11,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,932,000 | 88,255,000 | 89,557,000 | 91,753,000 |
| Total capital | 93,826,000 | 95,249,000 | 96,669,000 | 99,253,000 |
| Risk-weighted assets | 834,164,000 | 852,764,000 | 899,239,000 | 942,711,000 |