Call reports 2006
PEAPACK PRIVATE BANK AND TRUST — 2006
What PEAPACK PRIVATE BANK AND TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,271,357,000 | 1,310,311,000 | 1,255,601,000 | 1,273,453,000 |
| Total loans | 789,487,000 | 838,875,000 | 861,339,000 | 870,153,000 |
| Allowance for loan losses | 6,414,000 | 6,514,000 | 6,629,000 | 6,768,000 |
| Securities available for sale | 328,129,000 | 313,435,000 | 254,090,000 | 267,821,000 |
| Securities held to maturity | 71,771,000 | 66,958,000 | 62,625,000 | 55,165,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,050,589,000 | 1,089,201,000 | 1,091,016,000 | 1,152,050,000 |
| Interest-bearing deposits | 999,079,000 | 1,033,310,000 | 1,043,094,000 | 1,097,304,000 |
| Noninterest-bearing deposits | 51,510,000 | 55,891,000 | 47,922,000 | 54,746,000 |
| Equity capital | 79,736,000 | 79,880,000 | 83,610,000 | 82,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 15,651,000 | 32,070,000 | 49,411,000 | 66,598,000 |
| Interest expense | 7,275,000 | 15,719,000 | 25,429,000 | 34,630,000 |
| Net interest income | 8,376,000 | 16,351,000 | 23,982,000 | 31,968,000 |
| Noninterest income | 3,143,000 | 6,137,000 | 8,897,000 | 12,081,000 |
| Noninterest expense | 7,038,000 | 14,404,000 | 21,659,000 | 28,871,000 |
| Provision for loan losses | 100,000 | 200,000 | 264,000 | 414,000 |
| Pretax income | 4,381,000 | 7,884,000 | 9,092,000 | 12,900,000 |
| Income tax | 1,283,000 | 2,210,000 | 2,182,000 | 3,237,000 |
| Net income | 3,098,000 | 5,674,000 | 6,910,000 | 9,663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,079,000 | 85,170,000 | 85,170,000 | 85,446,000 |
| Total capital | 90,493,000 | 91,684,000 | 91,799,000 | 92,214,000 |
| Risk-weighted assets | 629,736,000 | 661,381,000 | 662,967,000 | 680,702,000 |