Call reports 2005
PEAPACK PRIVATE BANK AND TRUST — 2005
What PEAPACK PRIVATE BANK AND TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,119,723,000 | 1,164,294,000 | 1,212,823,000 | 1,241,702,000 |
| Total loans | 614,173,000 | 694,618,000 | 752,052,000 | 768,473,000 |
| Allowance for loan losses | 6,161,000 | 6,366,000 | 6,514,000 | 6,502,000 |
| Securities available for sale | 350,144,000 | 318,877,000 | 298,863,000 | 321,687,000 |
| Securities held to maturity | 85,824,000 | 78,586,000 | 69,060,000 | 78,084,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 989,151,000 | 999,731,000 | 1,052,221,000 | 1,048,871,000 |
| Interest-bearing deposits | 936,203,000 | 943,155,000 | 1,005,884,000 | 996,581,000 |
| Noninterest-bearing deposits | 52,948,000 | 56,576,000 | 46,337,000 | 52,290,000 |
| Equity capital | 76,194,000 | 79,719,000 | 79,352,000 | 79,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 12,520,000 | 25,790,000 | 39,945,000 | 54,918,000 |
| Interest expense | 3,644,000 | 8,113,000 | 13,663,000 | 20,255,000 |
| Net interest income | 8,876,000 | 17,677,000 | 26,282,000 | 34,663,000 |
| Noninterest income | 2,858,000 | 5,590,000 | 8,321,000 | 10,974,000 |
| Noninterest expense | 6,535,000 | 13,532,000 | 20,373,000 | 27,302,000 |
| Provision for loan losses | 150,000 | 350,000 | 500,000 | 500,000 |
| Pretax income | 5,083,000 | 9,452,000 | 13,886,000 | 17,991,000 |
| Income tax | 1,630,000 | 2,861,000 | 4,246,000 | 5,456,000 |
| Net income | 3,453,000 | 6,591,000 | 9,640,000 | 12,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,886,000 | 79,524,000 | 81,072,000 | 82,467,000 |
| Total capital | 84,047,000 | 85,890,000 | 87,586,000 | 88,969,000 |
| Risk-weighted assets | 511,666,000 | 548,238,000 | 580,617,000 | 601,099,000 |