Call reports 2004
PEAPACK PRIVATE BANK AND TRUST — 2004
What PEAPACK PRIVATE BANK AND TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 962,504,000 | 999,782,000 | 1,041,498,000 | 1,054,280,000 |
| Total loans | 429,636,000 | 465,761,000 | 546,742,000 | 572,164,000 |
| Allowance for loan losses | 5,562,000 | 5,706,000 | 5,852,000 | 6,004,000 |
| Securities available for sale | 350,034,000 | 369,534,000 | 332,105,000 | 335,726,000 |
| Securities held to maturity | 94,883,000 | 96,760,000 | 91,946,000 | 87,128,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 850,013,000 | 878,026,000 | 883,116,000 | 940,023,000 |
| Interest-bearing deposits | 780,524,000 | 842,453,000 | 837,186,000 | 897,180,000 |
| Noninterest-bearing deposits | 69,489,000 | 35,573,000 | 45,930,000 | 42,843,000 |
| Equity capital | 75,063,000 | 70,323,000 | 76,496,000 | 77,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 10,419,000 | 21,065,000 | 32,508,000 | 44,486,000 |
| Interest expense | 2,162,000 | 4,413,000 | 6,942,000 | 9,881,000 |
| Net interest income | 8,257,000 | 16,652,000 | 25,566,000 | 34,605,000 |
| Noninterest income | 2,432,000 | 4,952,000 | 7,421,000 | 9,801,000 |
| Noninterest expense | 6,019,000 | 12,503,000 | 18,625,000 | 25,111,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 4,552,000 | 9,131,000 | 14,254,000 | 18,610,000 |
| Income tax | 1,428,000 | 2,917,000 | 4,561,000 | 5,888,000 |
| Net income | 3,124,000 | 6,214,000 | 9,693,000 | 12,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,570,000 | 72,104,000 | 74,056,000 | 75,925,000 |
| Total capital | 75,456,000 | 77,602,000 | 79,606,000 | 81,639,000 |
| Risk-weighted assets | 390,223,000 | 439,650,000 | 469,662,000 | 481,025,000 |