Call reports 2003
PEAPACK PRIVATE BANK AND TRUST — 2003
What PEAPACK PRIVATE BANK AND TRUST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 888,426,000 | 948,093,000 | 944,189,000 | 956,542,000 |
| Total loans | 400,063,000 | 409,249,000 | 406,424,000 | 427,001,000 |
| Allowance for loan losses | 4,983,000 | 5,125,000 | 5,277,000 | 5,467,000 |
| Securities available for sale | 250,791,000 | 331,696,000 | 367,950,000 | 340,368,000 |
| Securities held to maturity | 162,912,000 | 146,355,000 | 106,972,000 | 97,701,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 800,343,000 | 803,980,000 | 819,081,000 | 848,755,000 |
| Interest-bearing deposits | 764,428,000 | 752,638,000 | 772,722,000 | 804,822,000 |
| Noninterest-bearing deposits | 35,915,000 | 51,342,000 | 46,359,000 | 43,933,000 |
| Equity capital | 68,486,000 | 71,413,000 | 70,242,000 | 71,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 10,522,000 | 20,867,000 | 30,729,000 | 41,078,000 |
| Interest expense | 2,691,000 | 5,364,000 | 7,968,000 | 10,286,000 |
| Net interest income | 7,831,000 | 15,503,000 | 22,761,000 | 30,792,000 |
| Noninterest income | 2,288,000 | 4,749,000 | 6,937,000 | 9,043,000 |
| Noninterest expense | 5,410,000 | 11,089,000 | 16,757,000 | 22,701,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 4,832,000 | 9,680,000 | 13,630,000 | 17,729,000 |
| Income tax | 1,584,000 | 3,173,000 | 4,397,000 | 5,677,000 |
| Net income | 3,248,000 | 6,507,000 | 9,233,000 | 12,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,701,000 | 65,652,000 | 67,143,000 | 68,607,000 |
| Total capital | 68,135,000 | 70,231,000 | 71,831,000 | 73,447,000 |
| Risk-weighted assets | 354,184,000 | 368,669,000 | 373,694,000 | 386,607,000 |