Call reports 2025
BANKNORTH — 2025
What BANKNORTH reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 631,949,000 | 650,772,000 | 681,148,000 | 697,020,000 |
| Total loans | 544,283,000 | 570,075,000 | 593,768,000 | 603,968,000 |
| Allowance for loan losses | 5,396,000 | 5,695,000 | 6,283,000 | 5,878,000 |
| Securities available for sale | 26,916,000 | 26,815,000 | 26,134,000 | 25,534,000 |
| Securities held to maturity | 444,000 | 437,000 | 398,000 | 394,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 530,745,000 | 499,831,000 | 502,889,000 | 551,322,000 |
| Interest-bearing deposits | 396,954,000 | 382,631,000 | 380,525,000 | 409,311,000 |
| Noninterest-bearing deposits | 133,791,000 | 117,200,000 | 122,364,000 | 142,011,000 |
| Equity capital | 70,801,000 | 72,090,000 | 74,020,000 | 76,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,039,000 | 20,514,000 | 31,327,000 | 42,204,000 |
| Interest expense | 2,957,000 | 6,078,000 | 9,467,000 | 12,886,000 |
| Net interest income | 7,082,000 | 14,436,000 | 21,860,000 | 29,318,000 |
| Noninterest income | 485,000 | 841,000 | 1,266,000 | 1,801,000 |
| Noninterest expense | 5,129,000 | 9,425,000 | 14,296,000 | 18,890,000 |
| Provision for loan losses | 0 | 300,000 | 900,000 | 900,000 |
| Pretax income | 2,434,000 | 5,550,000 | 7,901,000 | 11,306,000 |
| Income tax | 25,000 | 57,000 | 89,000 | 129,000 |
| Net income | 2,409,000 | 5,493,000 | 7,812,000 | 11,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,630,000 | 63,731,000 | 65,475,000 | 67,969,000 |
| Total capital | 68,505,000 | 69,904,000 | 72,237,000 | 74,326,000 |
| Risk-weighted assets | 601,054,000 | 621,417,000 | 656,769,000 | 663,526,000 |