Call reports 2020
BANKNORTH — 2020
What BANKNORTH reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 403,356,000 | 432,656,000 | 414,331,000 | 446,727,000 |
| Total loans | 365,057,000 | 396,040,000 | 349,239,000 | 323,446,000 |
| Allowance for loan losses | 3,794,000 | 4,063,000 | 3,968,000 | 3,942,000 |
| Securities available for sale | 6,956,000 | 6,663,000 | 6,094,000 | 26,258,000 |
| Securities held to maturity | 511,000 | 511,000 | 511,000 | 491,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 351,605,000 | 347,404,000 | 358,344,000 | 394,145,000 |
| Interest-bearing deposits | 275,192,000 | 263,265,000 | 263,086,000 | 288,124,000 |
| Noninterest-bearing deposits | 76,413,000 | 84,139,000 | 95,258,000 | 106,021,000 |
| Equity capital | 48,884,000 | 51,808,000 | 51,396,000 | 49,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,571,000 | 11,337,000 | 16,745,000 | 21,183,000 |
| Interest expense | 792,000 | 1,416,000 | 1,932,000 | 2,383,000 |
| Net interest income | 4,779,000 | 9,921,000 | 14,813,000 | 18,800,000 |
| Noninterest income | 382,000 | 802,000 | 1,205,000 | 1,606,000 |
| Noninterest expense | 3,773,000 | 6,263,000 | 9,452,000 | 12,735,000 |
| Provision for loan losses | 100,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | 1,262,000 | 4,143,000 | 6,250,000 | 7,362,000 |
| Income tax | 18,000 | 36,000 | 54,000 | 65,000 |
| Net income | 1,244,000 | 4,107,000 | 6,196,000 | 7,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,040,000 | 43,974,000 | 43,641,000 | 42,037,000 |
| Total capital | 44,834,000 | 48,037,000 | 47,609,000 | 45,979,000 |
| Risk-weighted assets | 395,276,000 | 404,631,000 | 371,874,000 | 368,678,000 |