Call reports 2019
BANKNORTH — 2019
What BANKNORTH reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 393,030,000 | 427,010,000 | 411,296,000 | 415,815,000 |
| Total loans | 351,399,000 | 382,026,000 | 364,891,000 | 363,881,000 |
| Allowance for loan losses | 3,236,000 | 3,512,000 | 3,475,000 | 3,695,000 |
| Securities available for sale | 8,661,000 | 8,388,000 | 8,168,000 | 7,423,000 |
| Securities held to maturity | 532,000 | 532,000 | 532,000 | 511,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,144,000 | 303,386,000 | 309,386,000 | 345,107,000 |
| Interest-bearing deposits | 242,266,000 | 230,586,000 | 228,544,000 | 254,051,000 |
| Noninterest-bearing deposits | 78,878,000 | 72,800,000 | 80,841,000 | 91,056,000 |
| Equity capital | 49,439,000 | 49,992,000 | 50,723,000 | 51,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,356,000 | 11,175,000 | 17,365,000 | 22,937,000 |
| Interest expense | 768,000 | 1,814,000 | 2,958,000 | 3,874,000 |
| Net interest income | 4,588,000 | 9,361,000 | 14,407,000 | 19,063,000 |
| Noninterest income | 339,000 | 742,000 | 1,086,000 | 1,383,000 |
| Noninterest expense | 3,025,000 | 6,067,000 | 9,105,000 | 12,262,000 |
| Provision for loan losses | 0 | 350,000 | 350,000 | 700,000 |
| Pretax income | 1,902,000 | 3,686,000 | 6,038,000 | 7,504,000 |
| Income tax | 22,000 | 44,000 | 66,000 | 88,000 |
| Net income | 1,880,000 | 3,642,000 | 5,972,000 | 7,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,274,000 | 41,865,000 | 42,645,000 | 43,428,000 |
| Total capital | 44,533,000 | 45,399,000 | 46,147,000 | 47,123,000 |
| Risk-weighted assets | 381,170,000 | 406,065,000 | 395,116,000 | 400,873,000 |