Call reports 2012
BANKNORTH — 2012
What BANKNORTH reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 267,526,000 | 294,789,000 | 305,911,000 | 320,442,000 |
| Total loans | 225,876,000 | 259,996,000 | 269,289,000 | 276,728,000 |
| Allowance for loan losses | 2,437,000 | 2,421,000 | 2,412,000 | 2,405,000 |
| Securities available for sale | 14,726,000 | 9,565,000 | 8,498,000 | 7,687,000 |
| Securities held to maturity | 1,466,000 | 1,428,000 | 1,427,000 | 1,379,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,861,000 | 211,908,000 | 220,117,000 | 265,408,000 |
| Interest-bearing deposits | 183,684,000 | 166,676,000 | 164,396,000 | 198,469,000 |
| Noninterest-bearing deposits | 51,177,000 | 45,232,000 | 55,721,000 | 66,939,000 |
| Equity capital | 31,312,000 | 31,290,000 | 32,606,000 | 33,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,387,000 | 6,994,000 | 10,830,000 | 14,631,000 |
| Interest expense | 319,000 | 633,000 | 959,000 | 1,241,000 |
| Net interest income | 3,068,000 | 6,361,000 | 9,871,000 | 13,390,000 |
| Noninterest income | 200,000 | 424,000 | 625,000 | 835,000 |
| Noninterest expense | 2,263,000 | 4,393,000 | 6,463,000 | 8,755,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,005,000 | 2,392,000 | 4,033,000 | 5,470,000 |
| Income tax | 68,000 | 163,000 | 279,000 | 264,000 |
| Net income | 937,000 | 2,229,000 | 3,754,000 | 5,206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,415,000 | 25,416,000 | 26,586,000 | 27,794,000 |
| Total capital | 27,852,000 | 27,837,000 | 28,998,000 | 30,199,000 |
| Risk-weighted assets | 227,092,000 | 263,357,000 | 279,511,000 | 285,313,000 |