Call reports 2008
BANKNORTH — 2008
What BANKNORTH reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 178,134,000 | 201,853,000 | 206,192,000 | 214,087,000 |
| Total loans | 147,701,000 | 167,277,000 | 176,357,000 | 178,237,000 |
| Allowance for loan losses | 1,583,000 | 1,301,000 | 1,298,000 | 1,478,000 |
| Securities available for sale | 13,079,000 | 13,666,000 | 13,699,000 | 15,449,000 |
| Securities held to maturity | 1,727,000 | 1,644,000 | 1,642,000 | 1,575,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,956,000 | 133,112,000 | 132,601,000 | 157,176,000 |
| Interest-bearing deposits | 126,121,000 | 109,385,000 | 108,419,000 | 123,579,000 |
| Noninterest-bearing deposits | 24,835,000 | 23,727,000 | 24,182,000 | 33,597,000 |
| Equity capital | 22,222,000 | 22,196,000 | 23,152,000 | 24,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,080,000 | 6,294,000 | 9,588,000 | 12,902,000 |
| Interest expense | 1,133,000 | 2,173,000 | 3,212,000 | 4,096,000 |
| Net interest income | 1,947,000 | 4,121,000 | 6,376,000 | 8,806,000 |
| Noninterest income | 191,000 | 362,000 | 544,000 | 703,000 |
| Noninterest expense | 1,208,000 | 2,602,000 | 3,908,000 | 5,261,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 1,013,000 | 1,964,000 | 3,095,000 | 4,131,000 |
| Income tax | 66,000 | 133,000 | 205,000 | 283,000 |
| Net income | 947,000 | 1,831,000 | 2,890,000 | 3,848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,817,000 | 19,211,000 | 20,030,000 | 20,639,000 |
| Total capital | 20,400,000 | 20,512,000 | 21,328,000 | 22,117,000 |
| Risk-weighted assets | 154,339,000 | 171,752,000 | 177,135,000 | 179,880,000 |