Call reports 2007
BANKNORTH — 2007
What BANKNORTH reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 173,682,000 | 187,798,000 | 194,099,000 | 198,898,000 |
| Total loans | 144,934,000 | 159,233,000 | 163,798,000 | 155,299,000 |
| Allowance for loan losses | 1,603,000 | 1,578,000 | 1,581,000 | 1,581,000 |
| Securities available for sale | 13,671,000 | 13,654,000 | 13,629,000 | 14,692,000 |
| Securities held to maturity | 2,029,000 | 1,875,000 | 1,873,000 | 1,783,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,523,000 | 123,593,000 | 124,954,000 | 143,521,000 |
| Interest-bearing deposits | 116,035,000 | 106,580,000 | 105,484,000 | 112,678,000 |
| Noninterest-bearing deposits | 17,488,000 | 17,013,000 | 19,470,000 | 30,843,000 |
| Equity capital | 19,984,000 | 20,062,000 | 20,523,000 | 21,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,915,000 | 6,108,000 | 9,561,000 | 13,071,000 |
| Interest expense | 1,261,000 | 2,746,000 | 4,400,000 | 5,943,000 |
| Net interest income | 1,654,000 | 3,362,000 | 5,161,000 | 7,128,000 |
| Noninterest income | 189,000 | 381,000 | 574,000 | 781,000 |
| Noninterest expense | 1,155,000 | 2,287,000 | 3,483,000 | 4,925,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 688,000 | 1,456,000 | 2,252,000 | 2,984,000 |
| Income tax | 42,000 | 94,000 | 143,000 | 193,000 |
| Net income | 646,000 | 1,362,000 | 2,109,000 | 2,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,867,000 | 16,933,000 | 17,361,000 | 18,058,000 |
| Total capital | 18,470,000 | 18,511,000 | 18,942,000 | 19,639,000 |
| Risk-weighted assets | 145,397,000 | 159,143,000 | 164,934,000 | 161,489,000 |